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Payments

Introduction#

Here, you can choose payment aggregators for facilitating transactions in the app. Moreover, you can also configure the payment settings.

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Figure 1: Payment Settings

How to access on Fynd Platform
  1. Platform Panel
  2. Sales Channel (select application)
  3. Settings
  4. Payments

Supported Payment Aggregators#

Simpl#

Simpl is a credit-based payment method that supports 'Buy Now, Pay Later’.

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Figure 2: Simpl Settings

What will you need to integrate Simpl: Key and Secret from your Simpl Merchant Account.

Juspay#

Juspay is a mobile payment platform that offers digital payment solutions. Juspay is not a Payment Gateway (like Citrus, CCAvenue, PayU) but it works with any gateway or aggregator with zero interference in the Merchant-PG relations.

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Figure 3: Juspay Settings

What will you need to integrate Juspay: Key, Secret and Merchant Key from your JusPay Merchant Dashboard

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Figure 4: Juspay Key

Mswipe#

Mswipe card swipe machines are safe and secure and accepts all debit and credit cards. Mswipe provides mobile POS solutions for cards, QR and contactless payments.

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Figure 5: Mswipe Settings

What will you need to integrate Mswipe: Key, PIN, Secret, User ID and Merchant ID from Mswipe

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Figure 6: Mswipe ID

Razorpay#

Razorpay is a payments platform which accept online payments via Credit Card, Debit Card, Net banking, UPI, BharatQR and Wallets. Razorpay supports all payment modes with full payment lifecycle management.

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Figure 7: Razorpay Settings

What will you need to integrate Razorpay: Key, Secret and Webhook Secret from your Razorpay Dashboard

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Figure 8: Razorpay Key

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Figure 9: Razorpay ID

Payment Options#

You can decide the payment methods that you want to make available to your users. This includes:

  • Online Payments - Supports debit and credit card payment, netbanking, wallets, UPI, and credit-based services.

  • Offline Payments - Pay at Store.

  • Cash on Delivery - Make a cash payment upon getting your order. Cash on Delivery (COD) is permitted only when:

    • The customer is a registered user. COD will not be available for guest users.
    • The delivery partner has the capability to collect COD payments upon delivery at a serviceable PIN code.
    • The COD amount is below the maximum threshold (see Cash on Delivery Amount Limit below).

  • Others - Pay at Counter

  • Lock Payment Mode - Depending on the option you have selected above (online, offline, COD, etc), you can narrow down further and fix the payment mode. For e.g., HDFC Netbanking. Now your customers will have to use HDFC Netbanking (only) for paying for an order.

note

The below 2 fields (Cash on Delivery Amount Limit, Cash on Delivery Charges) are applicable only if a customer selects COD as his payment method.

  • Cash on Delivery Amount Limit - The maximum order value above which COD is not allowed. For e.g., if you set Cash on Delivery Amount Limit as 50,000 INR, any order value that is greater than 50,000 INR will not get a COD option during checkout.

  • Cash on Delivery Charges - This is an optional field. If your customer wants to opt for COD as his payment method, this charge will be levied on his order during checkout. When the shipment gets delivered to the customer, he will have to pay the order amount which also includes this delivery charges.